Auto insurance is one of the most important policies you’ll buy. You want to keep your car protected, and that means you’ll need the right insurance agent and the right policy. With so many agents out there though, how do you know you’re picking the right one? Here at Insurance Express, we want you to be happy with your choice. Here’s how you can ensure you’re finding the right insurance agent.

Do Your Homework

Before you go with any company, you need to do your research first. You want to ensure that there are no glaring reasons why you shouldn’t use a particular agent. The first thing to do is to Google the name of the company, and ensure that there are no lawsuits, news articles, or other evidence that shows you shouldn’t use them. You’ll also want to look at their reviews to see what their customers are saying about them. Social media is another good place to look, as many people use it to get in touch with their agency. What are they saying?

Ask Around

It’s always a good idea to ask friends and family who they would recommend when it comes to an insurance agent. People are loyal to good insurance agencies, so if they have one they use, they’ll be sure to tell you. If you’re thinking of using a particular agency, such as Gainsco, then ask if they’ve ever used them. People will be quick to tell you if they trust that agency.

Look Into Licensing

Insurance AgentEvery insurance agency should have a license to provide auto insurance for you. Before you go with any agency, you need to know that they’re up to date and current with their license. Depending on the agency, you may be able to find evidence of this quite easily. If you can’t, don’t be afraid to ask for proof of their license. A trustworthy insurance agent will happily show you before you sign on the dotted line.

Ask For A Quote

This is something you’ll probably do anyway as you’re shopping around but pay attention. When you ask for a quote, you’ll see a lot about the company you’re talking to. Can they get you a quote quickly? Are they willing to discuss the price and terms with you, to ensure you know what you’re getting? If they are, then they’re going to be more trustworthy than most.

Ensure They’ll Cover What You Need

Not very insurance agency is built the same, so you want to be sure that you’re getting the cover you need. A good agent should ask you questions as they build a quote for you, to ensure that they’re able to give you the cover that you need. For example, Gainsco Insurance Florida is geared towards insuring non-standard cars. We’ll ensure that our insurance is able to give you the cover you need for your car. If an agent isn’t asking the right questions, then they may not be for you.

Look At The Claims Process

Everyone buys insurance in the hope that they’ll never need it. However, sometimes you’re going to need to make a claim. If your agent is reputable, it should be fairly simple to get help when you need it most. Don’t be afraid to ask questions about the claims process. Ask what happens if you need to claim, how quickly they can respond, and so on. If you’re happy with the answers they give you, they’re going to be a lot more trustworthy.

Meet Up With Agents

If you can, meet up with your prospective agents before you sign up with them. You can learn a lot more from them in person, and they can show you exactly what they can offer. You can get a feel for their personality, and see if they would be a good fit for you. Ask about their experience, ensure they answer your questions, and check they’re not using a lot of industry jargon that makes it difficult to follow along.

With these tips, you should be able to find an insurance agent that will help you get the policy you need. A little research now can go a long way later on.