After you have been convicted of a DUI you face a very serious challenge: driving. The problem that you are going to run into, is that you absolutely need to use a vehicle to get to work, to school, and around in general, but the state of Florida has placed some heavy restrictions on you that you’re not sure whether or not you can overcome. Don’t worry; you can. Fr44 insurance is designed to get you back on the road with little to no issue, but there are some things that you need to know about it.
What is Fr44 Insurance?
Fr44 insurance is demanded by the state of Florida in the event of a felony conviction. It is quite a bit like SR-22 insurance in that it is required by those convicted of a crime. The difference, however, is that this type of coverage is normally required by individuals who have received a DUI conviction. The idea is to ensure that you can get back on the road if necessary, but that you are not a danger to others. This type of insurance is a bit more expensive, and the timeline in which you will be carrying it will be defined by the state of Florida.
How Much Does Fr44 Insurance in South Florida Cost?
Unfortunately, purchasing insurance is not like buying a car or a house – there is no set price per plan and it all depends on a number of different factors. For example, we would need to take into consideration your driving history, your age, location, sex, etc. There are numerous factors that can impact the price that you will be paying for this type of coverage, so make sure you ask us for a personalized quote as soon as possible.
Owners and Non-Owners
Just as with any other type of insurance, both owners and non-owners will have the option to obtain Fr44 insurance. You can purchase Fr44 insurance without the vehicle if you need to but do keep in mind that there are some limitations to consider. The first limitation that will come to the surface is the fact that this is only a secondary insurance policy. In other words, while it covers you, it will not go into effect until the primary policy on the car has been exhausted.
The second limitation is that it only works as liability insurance. If you want to purchase insurance for a car rather than for yourself then you will have the option of getting full coverage and it will no longer be a secondary plan.
What is an Ignition Interlock Device?
Sometimes, the court will require an individual to use what is known as an ignition lock device which is provided and installed by a third party company. The device will stop a vehicle from starting in the event that they have been drinking. Attached to the dashboard of the individual’s car, this is a breathalyzer that the user needs to blow into. If the air sample is good, then the car will start. If alcohol is detected, however, then the vehicle will fail to start and will lock the driver out for several minutes. Most devices will extend the lockout period depending upon the number of failed tests are performed.
In many states, a rolling re-test is randomly required, and on the road, the device will beep, demanding that the driver needs to give a breath sample. If the sample is bad, the car will honk and flash its lights until the driver pulls over. Also, keep in mind that all data collected from an interlock device is sent to the law enforcement agency that is presiding over your case.
Driving Freedom Restored
While a Fr44 in South Florida might seem very restrictive, it is, in fact, giving your back your ability and your freedom to drive. For more information, and to get started with your paperwork, give us a call today. You are just a few clicks away from getting your driving capabilities back.